Better Credit.
More Opportunities.
Real Freedom.
Done-for-you credit improvement, funding preparation, and financial tools designed to help you move forward with confidence.
- No Hidden Fees
- Real People, Real Support
- Secure Client Portal
- Personalized Action Plans
We Make It Simple.
You See the Progress.
We Analyze Your Credit
Upload your credit reports, identify questionable items, and receive a personalized action plan.
We Dispute and Build
We help challenge inaccurate, incomplete, obsolete, or unverifiable information while guiding you through positive credit-building strategies.
You Move Toward Opportunities
Build healthier credit habits and prepare for future financing opportunities.
Credit solutions built around your goals.
Credit Improvement Services
- Credit report review
- Dispute assistance
- Collection account analysis
- Late payment analysis
- Inquiry review
- Personalized action plan
Credit Building Tools
- Credit-builder recommendations
- Secured card guidance
- Payment history strategies
- Utilization guidance
- Account monitoring
Funding Preparation
- Funding readiness assessment
- Lender qualification guidance
- Personal funding resources
- Business funding resources
- Application preparation
Business Formation
- LLC or corporation support
- EIN guidance
- Business compliance checklist
- Business credit profile setup
- Funding preparation
Credit Monitoring & AI Tools
- Three-bureau monitoring integration
- Score tracking
- Credit alerts
- Progress dashboard
- AI-powered educational assistant
Personal Support
- One-on-one consultations
- Real specialists, not scripts
- Compliance-reviewed workflows
- Secure document handling
- Family plan available
See what's possible with Credit Now.
Examples are for illustration only. Individual results vary. Credit Now does not guarantee a specific score increase, deletion, approval, funding amount, or completion timeline.
Explore financial tools in one place.
- Loans from $1k–$100k
- Soft-pull rate check
- Fast decisions
- Build credit while you save
- No credit check
- Reports to 3 bureaus
- Refundable deposit
- Graduation path
- No annual fee options
- Working capital
- Revenue-based options
- Fast underwriting
Credit Now is not a bank or lender. Financing products may be offered by independent third parties and are subject to their eligibility requirements, rates, terms, and conditions.
Better Credit Starts Here.
Take the first step toward understanding your credit, addressing potential issues, and building a stronger financial foundation.
- Understand What Is Affecting Your Credit
- Address Questionable Negative Items
- Build Positive Credit Habits
- Prepare for Future Financing
- Lower Your Credit Utilization
- Track Your Progress