Your Rights Under Federal Law

You have a right to dispute inaccurate information in your credit report by contacting the credit-reporting agency directly. It is a violation of federal law for anyone to charge you money before completing the services promised. You have the right to cancel your contract with any credit-repair organization within three business days.

Credit-reporting agencies are required to follow reasonable procedures to ensure that the information they report is accurate. However, mistakes may occur. You may, on your own, notify a credit-reporting agency in writing that you dispute the accuracy of information in your file.

Credit Now Does Not Guarantee

• Deletion of any account or item.
• Specific credit-score changes.
• Approval for any loan or credit product.
• Removal of accurate, timely information.

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