Choose the Right Plan for Your Financial Goals
Whether you're rebuilding your personal credit, preparing for funding, or building business credit, Credit Now has a plan designed to help you move forward with confidence.
- Secure Enrollment
- Transparent Pricing
- Cancel Anytime
- Client Dashboard Included
Monthly billing shown. Annual pricing arriving soon.
Credit Now Essentials
Perfect for first-time credit improvement.
- Personalized Credit Analysis
- Credit Report Review
- Credit Monitoring Integration
- Client Dashboard
- AI Credit Assistant
- Monthly Progress Updates
- Educational Resources
- Secure Document Upload
- Email & SMS Notifications
- Everything in Essentials
- Personalized Credit Strategy
- Funding Readiness Review
- Faster Progress Reviews
- Credit Utilization Guidance
- Priority Client Support
- Unlimited Portal Messaging
- Advanced AI Financial Assistant
- Monthly Financial Wellness Check
Credit Now Elite
White-glove guidance with a dedicated advisor.
- Everything in Plus
- Dedicated Credit Advisor
- Quarterly Strategy Calls
- Business Credit Education
- Business Funding Preparation
- Business Formation Guidance
- VIP Support
- Priority Scheduling
- Premium Dashboard
Credit Now Business
Built for founders and entrepreneurs.
- Business Credit Building Education
- Business Funding Preparation
- Vendor Credit Guidance
- Business Monitoring
- EIN & Business Setup Guidance
- Business Dashboard
- Compliance Checklist
- Quarterly Business Strategy Review
All plans include our secure client dashboard, AI credit assistant, and cancel-anytime policy.
Every plan, side by side.
Find the plan that matches your goals. Upgrade anytime.
| Feature | Essentials $99/mo | Plus $179/mo | Elite $249/mo | Business $399/mo |
|---|---|---|---|---|
| Credit Analysis | ||||
| Dispute Assistance | Business focus | |||
| Credit Monitoring | Business | |||
| Funding Preparation | — | |||
| Business Credit | — | — | ||
| AI Assistant | Standard | Advanced | Advanced | Advanced |
| Client Portal | Premium | Business | ||
| Priority Support | — | VIP | VIP | |
| Quarterly Strategy Calls | — | — | ||
| Business Formation Guidance | — | — | ||
| Business Dashboard | — | — | — |
Credit Now Essentials$99/mo · $149 setup
- Credit Analysis
- Dispute Assistance
- Credit Monitoring
- Funding Preparation—
- Business Credit—
- AI AssistantStandard
- Client Portal
- Priority Support—
- Quarterly Strategy Calls—
- Business Formation Guidance—
- Business Dashboard—
Credit Now Plus$179/mo · $199 setup
- Credit Analysis
- Dispute Assistance
- Credit Monitoring
- Funding Preparation
- Business Credit—
- AI AssistantAdvanced
- Client Portal
- Priority Support
- Quarterly Strategy Calls—
- Business Formation Guidance—
- Business Dashboard—
Credit Now Elite$249/mo · $299 setup
- Credit Analysis
- Dispute Assistance
- Credit Monitoring
- Funding Preparation
- Business Credit
- AI AssistantAdvanced
- Client PortalPremium
- Priority SupportVIP
- Quarterly Strategy Calls
- Business Formation Guidance
- Business Dashboard—
Credit Now Business$399/mo · $499 setup
- Credit Analysis
- Dispute AssistanceBusiness focus
- Credit MonitoringBusiness
- Funding Preparation
- Business Credit
- AI AssistantAdvanced
- Client PortalBusiness
- Priority SupportVIP
- Quarterly Strategy Calls
- Business Formation Guidance
- Business Dashboard
Build Better Credit Together
Add additional adult family members to your account for only $49/month each.
Customize your plan.
Extend your Credit Now experience with premium tools and services.
Why Members Choose Credit Now
How does billing work?
Your setup fee is charged when you enroll. Your monthly membership begins after your onboarding is complete and continues each month on the same billing date until you cancel.
Can I cancel?
Yes. You can cancel your Credit Now membership at any time from your client dashboard or by contacting support. There are no long-term contracts.
Is there a setup fee?
Yes. Each plan has a one-time onboarding fee that covers your initial credit analysis, portal setup, and personalized action plan.
How long does credit improvement take?
Every credit profile is different. Individual results vary, and we do not promise specific timelines. Most members work with us for several months as part of a longer financial plan.
Can you guarantee results?
No. No legitimate credit company can guarantee score increases, item removals, or funding approvals. We provide credit education and credit improvement support — outcomes depend on your unique financial situation.
Can I upgrade plans?
Absolutely. You can upgrade to Plus, Elite, or Business at any time from your dashboard. Your new benefits activate immediately.
Do you offer family plans?
Yes. You can add additional adult family members to your account for $49 per month each and manage everyone from a single dashboard.
Can businesses enroll?
Yes. The Credit Now Business plan is designed for entrepreneurs building business credit, preparing for funding, and setting up their entity.
Ready to Take Control of Your Credit?
Join Credit Now today and start building a stronger financial future with personalized guidance, smart technology, and ongoing support.
Individual results vary. Credit Now provides credit education and credit improvement support. Outcomes depend on each client's unique financial situation. Credit Now does not guarantee credit score increases, item removals, funding approvals, or specific timelines. Credit Now is not a lender, law firm, or credit reporting agency.