Secure report intake
Upload your credit reports, securely.
Upload your Experian, Equifax, and TransUnion reports (or a tri-merge PDF). NOVA, our AI assistant, will review them, identify potentially negative items, and queue your file for import into your Credit Now case.
Encrypted in transit & at rest
Access-controlled storage
AI + human review
Auto-queued for CRC import
Uploads are stored in an encrypted, access-controlled bucket. AI review is educational — it does not constitute a legal dispute filing or a guarantee that any item can or will be removed. A Credit Now specialist reviews items with you before any dispute round is prepared.