4.9
Secure report intake

Upload your credit reports, securely.

Upload your Experian, Equifax, and TransUnion reports (or a tri-merge PDF). NOVA, our AI assistant, will review them, identify potentially negative items, and queue your file for import into your Credit Now case.

Encrypted in transit & at rest
Access-controlled storage
AI + human review
Auto-queued for CRC import
Start with your email

Match your file to your Credit Now record.

We link your uploads to your Credit Now record so your advisor and NOVA can work on the same file. No password or account required yet.

Files are encrypted in transit and at rest. Access is restricted to Credit Now's compliance-reviewed backend.
Uploads are stored in an encrypted, access-controlled bucket. AI review is educational — it does not constitute a legal dispute filing or a guarantee that any item can or will be removed. A Credit Now specialist reviews items with you before any dispute round is prepared.